Fair clustering has attracted increased attention in recent years. In this work, we study the individually fair $k$-means problem in Euclidean space. While single-swap local search methods have achieved near-linear running time and constant approximation guarantees, their performance often depends on the aspect ratio $\Delta$ of the dataset (the ratio between the diameter and the minimum interpoint distance of the dataset). How to apply multi-swap local search while obtaining linear running time with better approximation ratio is still a challenging task. To address this, we introduce a collaborative initialization framework for individually fair $k$-means that integrates greedy with sampling techniques. This framework eliminates dependence on the aspect ratio $\Delta$ and yields an $(O(1), 4)$-bicriteria approximation in linear time. While the current state-of-the-art near-linear time algorithm achieves a $(2000, 6)$-bicriteria approximation in $O(ndk^2 \log(n\Delta))$ time under the assumption that optimal centers are identical to their corresponding centroids, this assumption is generally not satisfied under individual fairness constraint. In contrast, we propose a multi-swap local search algorithm that improves the approximation guarantee to $(62, 7)$. Our method runs in linear time $O(nd \cdot \mathrm{poly}(k))$ with constant probability and eliminates the need for this restrictive assumption. We validate our theoretical results through extensive experiments on both real-world and synthetic datasets, including large-scale benchmarks with up to 100 million points. Our empirical evaluation demonstrates superior performance in terms of clustering quality and computational efficiency, along with scalability under varying parameter settings.