Mental health assessment is crucial for early intervention and effective treatment, yet traditional clinician-based approaches are limited by the shortage of qualified professionals. Recent advances in artificial intelligence have sparked growing interest in automated psychological assessment, yet most existing approaches are constrained by their reliance on static text analysis, limiting their ability to capture deeper and more informative insights that emerge through dynamic interaction and iterative questioning. Therefore, in this paper, we propose a multi-agent framework for mental health evaluation that simulates clinical doctor-patient dialogues, with specialized agents assigned to questioning, adequacy evaluation, scoring, and updating. In detail, we introduce an adaptive questioning mechanism in which an evaluation agent assesses the adequacy of user responses to determine the necessity of generating targeted follow-up queries to address ambiguity and missing information. Additionally, we employ a tree-structured memory in which the root node encodes the user's basic information, while child nodes (e.g., topic and statement) organize key information according to distinct symptom categories and interaction turns. This memory is dynamically updated throughout the interaction to reduce redundant questioning and enhance the information extraction and contextual tracking capabilities. Experimental results on the DAIC-WOZ dataset illustrate the effectiveness of our proposed method, which achieves better performance than existing approaches.