Thailand

We introduce FinTral, a suite of state-of-the-art multimodal large language models (LLMs) built upon the Mistral-7b model and tailored for financial analysis. FinTral integrates textual, numerical, tabular, and image data. We enhance FinTral with domain-specific pretraining, instruction fine-tuning, and RLAIF training by exploiting a large collection of textual and visual datasets we curate for this work. We also introduce an extensive benchmark featuring nine tasks and 25 datasets for evaluation, including hallucinations in the financial domain. Our FinTral model trained with direct preference optimization employing advanced Tools and Retrieval methods, dubbed FinTral-DPO-T&amp;R, demonstrates an exceptional zero-shot performance. It outperforms ChatGPT-3.5 in all tasks and surpasses GPT-4 in five out of nine tasks, marking a significant advancement in AI-driven financial technology. We also demonstrate that FinTral has the potential to excel in real-time analysis and decision-making in diverse financial contexts.

ACL 2024

FinTral: A Family of GPT-4 Level Multimodal Financial Large Language Models

advanced ai training

multimodal financial analysis

fintral

We introduce FinTral, a suite of state-of-the-art multimodal large language models (LLMs) built upon the Mistral-7b model and tailored for financial analysis. FinTral integrates textual, numerical, tabular, and image data. We enhance FinTral with domain-specific pretraining, instruction fine-tuning, and RLAIF training by exploiting a large collection of textual and visual datasets we curate for this work. We also introduce an extensive benchmark featuring nine tasks and 25 datasets for evaluation, including hallucinations in the financial domain. Our FinTral model trained with direct preference optimization employing advanced Tools and Retrieval methods, dubbed FinTral-DPO-T&R, demonstrates an exceptional zero-shot performance. It outperforms ChatGPT-3.5 in all tasks and surpasses GPT-4 in five out of nine tasks, marking a significant advancement in AI-driven financial technology. We also demonstrate that FinTral has the potential to excel in real-time analysis and decision-making in diverse financial contexts.

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The 62nd Annual Meeting of the Association for Computational Linguistics (ACL 2024) will take place in Bangkok, Thailand from August 11th to 16th, 2024. Our Virtual Poster Sessions will take place online Thursday, August 22, 2024.

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The 62nd Annual Meeting of the Association for Computational Linguistics (ACL 2024) will take place in Bangkok, Thailand from August 11th to 16th, 2024. More information will be announced soon.

Compositional generalization refers to the ability to generalize to novel combinations of previously observed words and syntactic structures.
Since it is regarded as a desired property of neural models, recent work has assessed compositional generalization in machine translation as well as semantic parsing.
However, previous evaluations with machine translation have focused mostly on lexical generalization (i.e., generalization to unseen combinations of known words).
Thus, it remains unclear to what extent models can translate sentences that require structural generalization (i.e., generalization to different sorts of syntactic structures).
To address this question, we construct SGET, a machine translation dataset covering various types of compositional generalization with control of words and sentence structures.
We evaluate neural machine translation models on SGET and show that they struggle more in structural generalization than in lexical generalization.
We also find different performance trends in semantic parsing and machine translation, which indicates the importance of evaluations across various tasks.

Evaluating Structural Generalization in Neural Machine Translation

Advances in machine learning have made it possible to perform various text and speech processing tasks, such as automatic speech recognition (ASR), in an end-to-end (E2E) manner. E2E approaches utilizing pre-trained models are gaining attention for conserving training data and resources. However, most of their applications in ASR involve only one of either a pre-trained speech or a language model. This paper proposes integrating a pre-trained speech representation model and a large language model (LLM) for E2E ASR. The proposed model enables the optimization of the entire ASR process, including acoustic feature extraction and acoustic and language modeling, by combining pre-trained models with a bridge network and also enables the application of remarkable developments in LLM utilization, such as parameter-efficient domain adaptation and inference optimization. Experimental results demonstrate that the proposed model achieves a performance comparable to that of modern E2E ASR models by utilizing powerful pre-training models with the proposed integrated approach.

Integrating Pre-Trained Speech and Language Models for End-to-End Speech Recognition

Detecting whether copyright holders' works were used in LLM pretraining is poised to be an important problem. This work proposes using data watermarks to enable principled detection with only black-box model access, provided that the rightholder contributed multiple training documents and watermarked them before public release. By applying a randomly sampled data watermark, detection can be framed as hypothesis testing, which provides guarantees on the false detection rate. We study two watermarks: one that inserts random sequences, and another that randomly substitutes characters with Unicode lookalikes. We first show how three aspects of watermark design - watermark length, number of duplications, and interference - affect the power of the hypothesis test. Next, we study how a watermark's detection strength changes under model and dataset scaling: while increasing the dataset size decreases the strength of the watermark, watermarks remain strong if the model size also increases. Finally, we view SHA hashes as natural watermarks and show that we can robustly detect hashes from BLOOM-176B's training data, as long as they occurred at least 90 times. Together, our results point towards a promising future for data watermarks in real world use.

Proving membership in LLM pretraining data via data watermarks

Multi-Modal Knowledge Graphs (MMKGs) have proven valuable for various downstream tasks. However, scaling them up is challenging because building large-scale MMKGs often introduces mismatched images (i.e., noise). Most entities in KGs belong to the long tail, meaning there are few images of them available online. This scarcity makes it difficult to determine whether a found image matches the entity. To address this, we draw on the Triangle of Reference Theory and suggest enhancing vision-language models with concept guidance. Specifically, we introduce COG, a two-stage framework with COncept-Guided vision-language models. The framework comprises a Concept Integration module, which effectively identifies image-text pairs of long-tailed entities, and an Evidence Fusion module, which offers explainability and enables human verification. To demonstrate the effectiveness of COG, we create a dataset of 25k image-text pairs of long-tailed entities. Our comprehensive experiments show that COG not only improves the accuracy of recognizing long-tailed image-text pairs compared to baselines but also offers flexibility and explainability.

Light Up the Shadows: Enhance Long-Tailed Entity Grounding with Concept-Guided Vision-Language Models

Large language models (LLMs) are very proficient text generators. We leverage this capability of LLMs to generate task-specific data via zero-shot prompting and promote cross-lingual transfer for low-resource target languages. Given task-specific data in a source language and a teacher model trained on this data, we propose using this teacher to label LLM generations and employ a set of simple data selection strategies that use the teacher’s label probabilities. Our data selection strategies help us identify a representative subset of diverse generations that help boost zero-shot accuracies while being efficient, in comparison to using all the LLM generations (without any subset selection). We also highlight other important design choices that affect cross-lingual performance such as the use of translations of source data and what labels are best to use for the LLM generations. We observe significant performance gains across sentiment analysis and natural language inference tasks (of up to a maximum of 7.13 absolute points and 1.5 absolute points on average) across a number of target languages (Hindi, Marathi, Urdu, Swahili) and domains.

Boosting Zero-Shot Crosslingual Performance using LLM-Based Augmentations with Effective Data Selection

Existing works have shown that fine-tuned textual transformer models achieve state-of-the-art prediction performances but are also vulnerable to adversarial text perturbations. Traditional adversarial evaluation is often done \textit{only after} fine-tuning the models and ignoring the training data. In this paper, we want to prove that there is also a strong correlation between training data and model robustness. To this end, we extract 13 different features representing a wide range of input fine-tuning corpora properties and use them to predict the adversarial robustness of the fine-tuned models. Focusing mostly on encoder-only transformer models BERT and RoBERTa with additional results for BART, ELECTRA and GPT2, we provide diverse evidence to support our argument. First, empirical analyses show that (a) extracted features can be used with a lightweight classifier such as Random Forest to effectively predict the attack success rate and (b) features with the most influence on the model robustness have a clear correlation with the robustness. Second, our framework can be used as a fast and effective additional tool for robustness evaluation since it (a) saves 30x-193x runtime compared to the traditional technique, (b) is transferable across models, (c) can be used under adversarial training, and (d) robust to statistical randomness. Our code is publicly available at \url{https://github.com/CaptainCuong/RobustText_ACL2024}.

A Curious Case of Searching for the Correlation between Training Data and Adversarial Robustness of Transformer Textual Models

The programming skill is one crucial ability for Large Language Models (LLMs), necessitating a deep understanding of programming languages (PLs) and their correlation with natural languages (NLs). We examine the impact of pre-training data on code-focused LLMs' performance by assessing the comment density as a measure of PL-NL alignment. Given the scarcity of code-comment aligned data in pre-training corpora, we introduce a novel data augmentation method that generates comments for existing code, coupled with a data filtering strategy that filters out code data poorly correlated with natural language. We conducted experiments on three code-focused LLMs and observed consistent improvements in performance on two widely-used programming skill benchmarks. Notably, the model trained on the augmented data outperformed both the model used for generating comments and the model further trained on the data without augmentation.

Code Needs Comments: Enhancing Code LLMs with Comment Augmentation

This paper introduces a novel approach to analyzing the forward-looking statements in equity research reports by integrating argument mining with sentiment analysis. Recognizing the limitations of traditional models in capturing the nuances of future-oriented analysis, we propose a refined categorization of argument units into claims, premises, and scenarios, coupled with a unique sentiment analysis framework. Furthermore, we incorporate a temporal dimension to categorize the anticipated impact duration of market events. To facilitate this study, we present the Equity Argument Mining and Sentiment Analysis (Equity-AMSA) dataset. Our research investigates the extent to which detailed domain-specific annotations can be provided, the necessity of fine-grained human annotations in the era of large language models, and whether our proposed framework can improve performance in downstream tasks over traditional methods. Experimental results reveal the significance of manual annotations, especially for scenario identification and sentiment analysis. The study concludes that our annotation scheme and dataset contribute to a deeper understanding of forward-looking statements in equity research reports.

Argument-Based Sentiment Analysis on Forward-Looking Statements

Large language models (LLMs) have attracted great interest in many real-world applications; however, their "black-box" nature necessitates scalable and faithful explanations. Shapley values have matured as an explainability method for deep learning, but extending them to LLMs is difficult due to long input contexts and autoregressive output generation. We introduce \ours, an efficient post-hoc explanation method incorporating LLM-specific techniques, which leads to significant runtime improvements: token-level explanations in minutes not hours, and document-level explanations within seconds. We demonstrate how such explanations can improve end-to-end performance of retrieval augmented generation by localizing important words within long documents and reranking passages collected by retrieval systems. On various open-domain question answering benchmarks, we show TextGenSHAP improves the retrieval recall and prediction accuracy significantly.

TextGenSHAP: Scalable Post-Hoc Explanations in Text Generation with Long Documents

It is very challenging to curate a dataset for language-specific knowledge and common sense in order to evaluate natural language understanding capabilities of language models. Due to the limitation in the availability of annotators, most current multilingual datasets are created through translation, which cannot evaluate such language-specific aspects. Therefore, we propose Multilingual CommonsenseQA (mCSQA) based on the construction process of CSQA but leveraging language models for a more efficient construction, e.g., by asking LM to generate questions/answers, refine answers and verify QAs followed by reduced human efforts for verification. Constructed dataset is a benchmark for cross-lingual language-transfer capabilities of multilingual LMs, and experimental results showed high language-transfer capabilities for questions that LMs could easily solve, but lower transfer capabilities for questions requiring deep knowledge or commonsense. This highlights the necessity of language-specific datasets for evaluation and training. Finally, our method demonstrated that multilingual LMs could create QA including language-specific knowledge, significantly reducing the dataset creation cost compared to manual creation. The datasets are available at https://huggingface.co/datasets/yusuke1997/mCSQA.

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FinTral: A Family of GPT-4 Level Multimodal Financial Large Language Models

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Evaluating Structural Generalization in Neural Machine Translation

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